Privacy Policy

This Privacy Policy explains how GEORGIOS OIKONOMOU SP trading as Terminus (“we”, “us”, or “our”) collects, uses, stores, and protects your personal data when you visit www.terminus-efa.com, submit an inquiry, request information about our services, or otherwise interact with our website, reports, communications, and related services.
By accessing or using our website or services, you acknowledge that you have read and understood this Privacy Policy.
If you do not agree with this Privacy Policy, you should not use the website.

Information collected

We may collect two broad categories of data: personal data you provide directly and technical or usage data collected automatically through your interaction with the website.
Personal data may include your full name, email address, phone number, company name, job title, billing details where applicable, and any other information you choose to submit through contact forms, questionnaires, bookings, email correspondence, or service inquiries.
Usage and technical data may include your IP address, browser type, device type, operating system, referral source, pages visited, time spent on pages, time zone, approximate location, and general website interaction data collected through cookies or analytics tools.

How we use data

We may use your data to respond to inquiries, provide information about our forecasting, investment, or advisory services, manage client or prospect communications, deliver reports or requested materials, improve website functionality, maintain security, comply with legal obligations, and enforce our legal rights and website terms.
Where you have given consent, we may also use your contact details to send newsletters, updates, insights, marketing communications, or invitations related to our services, and you may unsubscribe at any time.
We do not sell or rent your personal data to third parties for their own marketing purposes.

Legal basis and sharing

Where GDPR or similar laws apply, we process personal data on one or more of the following bases: your consent, the performance of a contract or pre-contractual steps at your request, our legitimate interests in operating and improving the website and our services, and compliance with legal obligations.
We may share personal data with service providers who support website hosting, analytics, CRM, email delivery, scheduling, document management, payment processing, professional advice, or IT and security operations, provided such providers are subject to appropriate confidentiality and data-protection obligations.
We may also disclose data where required by law, regulation, court order, lawful request from public authorities, or where reasonably necessary to establish, exercise, or defend legal claims.

Retention, rights, cookies

We retain personal data only for as long as reasonably necessary for the purposes described in this Privacy Policy, including to respond to inquiries, provide services, maintain records, resolve disputes, enforce agreements, and comply with legal, tax, accounting, or regulatory obligations.
Subject to applicable law, you may have rights to access, correct, update, erase, restrict, object to processing, withdraw consent, and request data portability, and you may also have the right to lodge a complaint with the competent data protection authority.
Our website may use cookies and similar technologies to support core site functions, understand usage patterns, improve performance, and manage analytics or communication preferences, and you can control many of these through your browser settings or any cookie consent tool implemented on the site.

Security, transfers, contact

We implement reasonable technical, organizational, and administrative safeguards designed to protect personal data against unauthorized access, loss, misuse, alteration, or disclosure, but no system can be guaranteed completely secure.
If personal data is transferred outside the European Economic Area or your home jurisdiction, we will seek to use appropriate safeguards where legally required, such as adequacy decisions, contractual protections, or equivalent lawful transfer mechanisms.
If you have questions about this Privacy Policy or wish to exercise your rights, contact info@terminus-efa.com

Optional clauses

Add this clause only if you use a contact form, lead magnet, newsletter, or booking tool on the site: “When you submit a form through our website, we process the information you provide to respond to your request, maintain communication records, and evaluate interest in our services.”
Add this clause only if you use Google Analytics, Meta Pixel, LinkedIn Insight Tag, or similar tools: “We may use analytics and advertising technologies provided by third parties to understand website traffic, measure campaign performance, and improve communications, subject to your consent where required by law.”
Omit public forum language unless you actually host comments, discussion boards, or user-posting areas, because that clause appears in the Bravos sample but is not reflected in the Terminus homepage content fetched here.